Cigna Dentist – Tappan, NY
Learn More About the Benefits of Cigna
Maintaining a great smile involves more than just keeping your teeth and gums healthy; it’s also about increasing your confidence and overall well-being! By visiting your Cigna dentist in Tappan, you can expect them to help you make the most of your insurance benefits while protecting your smile from future complications. Read on to learn more about how your dental coverage works and what our team at Smile More Dentistry can do to help you keep your smile strong and beautiful.
Cigna Coverage Availability & Fees
Keep in mind that dental insurance is essentially an investment that can minimize the cost of your dental care payments. With your Cigna policy, you should be able to utilize thorough coverage for a portion of certain treatments designed to maintain your oral health. Once you’ve paid your monthly premium, you can expect to get access to a variety of benefits, such as lower fees for more common dental services. Every insurance policy will be different, but you can typically expect most of them to have the following perks:
- 100% of the total cost of preventive dentistry (dental checkups and cleanings, X-rays, oral cancer screenings, etc.)
- 80% of minor restorative services (tooth-colored fillings, etc.)
- 50% of major restorative procedures (dental crowns, tooth extractions, root canal treatments, etc.)
After meeting your annual deductible, your insurance should come into play, paying a certain portion of the total price of dental care, which will depend on the kind of treatment you are undergoing. The majority of the time, every $1 spent on preventive dental treatment can generally save you about $50 on restorative services. This means you can avoid paying higher prices long term.
Remember that visiting a Cigna dentist will provide you the highest value for your dental insurance benefits, as an in-network professional typically has pre-negotiated rates. Of course, you can still see someone who is out-of-network, but you often might have to pay a little more for their services.
Meet the Team
Having a dental insurance policy does not mean you should know all the specifics of your perks. If you need help understanding the details of your coverage, our front desk team at Smile More Dentistry is always happy to assist you! They are experts on insurance providers and can walk you through the ins and outs of your benefits so that you can be well-informed. Want to learn more about your Cigna coverage plan? Give us a call so that we can talk all about your treatments and your financial options.